Leading The Way In Mortgages
You want to get the most from your mortgage - now and in the years to come. As experienced mortgage professionals, we can do just that. From competitive rates to flexible options, we can find a mortgage that meets your unique needs, whether you're looking to buy your first or next home, invest in property, or if you have a large looming expense like tuition, a renovation project, or too much credit card debt. It's worth a call to schedule a free, no obligation review of your situation. Because the right mortgage can build your wealth and save you thousands of dollars!
o Contact your local credit bureau, which you can find in the yellow pages.
o Call to find out how you can review your file. You’ll be asked to provide identification to ensure the confidentiality of your file. A written report may take two to three weeks.
o If you notice any errors and can offer written proof, your file will be changed immediately. If you can’t supply written proof, give the facts to the credit bureau, which will then investigate. If your facts are confirmed, your file will be updated.
o If you see an error but proof cannot be found, what happens next depends on where you live. Each province has its own legislation relating to credit bureaus. The information you are challenging may be taken off your file or a note may be added, saying the information is “in dispute”.
o If an error has been corrected, the credit bureau must notify members who have inquired about you during previous months (as required by provincial law).